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8trackdisco Offline
#301 Posted: Tue, May 2 2023, 7:30 PM EST
Joined: 11-06-2004
Posts: 60,096
deadeyedick wrote:
Bought my oldest daughter her 1st car, a used Honda. Within a few weeks she went joy riding with friends and rolled it on a dirt road. No one injured other than bumps and bruises cept' my pocket book.d'oh!

Bought my younger daughter a used Plymouth. She drove like a little old lady knowing daddy was not about to buy her another.


As I recall, our deal with the kid was we paid 1/3rd of the cost of the car and the insurance. Boosted our end of the insurance as long as he remained above a 3.0 GPA.

He got into an accident which was his fault. He was responsible for the full deductible and any increase in premium as a result of the crash.

Since that point, he calls himself an old lady driver. Five over the limit- sure. Says he rarely gets to 10 over.

Much smarter than I was (am).
Telecaster52 Offline
#302 Posted: Tue, May 2 2023, 8:06 PM EST
Joined: 04-22-2022
Posts: 725
Someone tell delta I found some killer deals
Stogie1020 Offline
#303 Posted: Tue, May 2 2023, 9:19 PM EST
Joined: 12-19-2019
Posts: 5,375
Telecaster52 wrote:
Someone tell delta I found some killer deals

lolol

Jonesie, this lady is cutting into your profit margin:

https://www.foxnews.com/lifestyle/woman-makes-5000-month-dumpster-diving-calls-real-life-treasure-hunt
BuckyB93 Offline
#304 Posted: Tue, May 2 2023, 10:04 PM EST
Joined: 07-16-2004
Posts: 14,227
8trackdisco wrote:
As I recall, our deal with the kid was we paid 1/3rd of the cost of the car and the insurance. Boosted our end of the insurance as long as he remained above a 3.0 GPA.

He got into an accident which was his fault. He was responsible for the full deductible and any increase in premium as a result of the crash.

Since that point, he calls himself an old lady driver. Five over the limit- sure. Says he rarely gets to 10 over.

Much smarter than I was (am).


Yeah, when he bought the first one the deal was he comes up with 1/3, I come up with 1/3, and the ex-wife comes up with 1/3. He pays 100% the insurance. For this replacement car we'll start with whatever the insurance company is going to give him for the crashed car plus what he has in savings then negotiate additional outside funding from there.

I won't play the Frank & Drafter card for any dept collection. Maybe just Frank since he's more local than Drafter and could play the "good cop" role and we hold Drafter (the bad cop) in the wings if needed.

My son has been doing a co-op job this past semester (alternate weeks of school and working co-op). 80 hrs/month making $19/hr doing welding and stuff so he has some money socked away from that.

He's typically a safe driver (doesn't text and drive, only hands-free cell calls) but does push the speed limit a bit. He got pinged for that a couple months ago but the cop was nice and only gave him a $25 ticket. This accident he just wasn't paying attention and luckily it was a low speed collision. The air bags didn't even go off. Talked to him on the phone while he was waiting for the tow truck and he was rattled a bit so hopefully it's a lesson learned to be more aware of his surroundings.

Odds are that 98.2% of new drivers will get into an accident within the first couple of years of driving - this is a fact with C-bid statistics of 98.2% certainty. It's part of the leaning/growing up process and luckily (hopefully) the lesson learned only costs him money and inconvenience rather than injuries (or worse) to either him or the other party.

Prolly test drive a couple cars this weekend (eyeing a Toyota Corolla) that I see at the used car dude's lot. Last weekend he has a couple Hondas too that he bought at auction that might be of interest but he hasn't put them out on the lot yet.

On another note: T minus three days until I end my emplyment at the circus.
Huzza3045 Offline
#305 Posted: Wed, May 3 2023, 5:47 AM EST
Joined: 11-07-2022
Posts: 570
Good morning everyone.

BuckyB93 wrote:

Looking at a couple Toyota's that a local reputable used car place has on their lot. Although I'm a Ford fan, it's hard to beat or deny the dependability and reliability of most Toyota products.



Also would recommend a Toyota. Currently have a 2003 Camry with 250,000 and a 1997 4runner with 350,000. No issues from either. Also got in two hit-and-runs in the 4runner which seemed to leave significant damage to their vehicles and I got away with nothing more than a baseball sized dent. The 4Runners are absolute tanks (which almost justifies the 13 mpg)
Sunoverbeach Offline
#306 Posted: Wed, May 3 2023, 6:32 AM EST
Joined: 08-11-2017
Posts: 14,675
Morning, peoples.

I agree generally on the Toyota front. Though I am still bitter that an electrical/computer gremlin forced us out of our Rav4 at a mere 98k miles.
Sunoverbeach Offline
#307 Posted: Wed, May 3 2023, 6:32 AM EST
Joined: 08-11-2017
Posts: 14,675
I a nice double post to start your day off right
MACS Offline
#308 Posted: Wed, May 3 2023, 6:35 AM EST
Joined: 02-26-2004
Posts: 79,833
You guys are nice. I gave my son a hand me down 1995 Nissan Pickup. Then he gave it back to us and he got a hand me down 2002 Honda Civic. When that reached 250k miles and started leaking oil from the main seal we traded it for a 2011 Nissan Versa and chipped in our tax return to sweeten the down payment. He paid the loan... he paid insurance.
rfenst Offline
#309 Posted: Wed, May 3 2023, 6:43 AM EST
Joined: 06-23-2007
Posts: 39,368
My son will be in school for two more years so I am still paying for his car, auto insurance and phone north of $400/month.
Brick wall
RiverRatRuss Offline
#310 Posted: Wed, May 3 2023, 6:49 AM EST
Joined: 09-02-2022
Posts: 1,035
Mornin Ya'll.. High of 66 today Sunny and the Wind has moved East and out of the forecast...


but the damage is done, I-55 that runs North & South through IL. we had a 70+ car pile up from zero visibility that caused wreckage in both north and southbound lanes.. 6 people killed and 30+ transported to hospitals many life flighted. two body's cannot be identified from fire.. 30+ commercial vehicles (Semi's) and many caught fire.. the Mrs. an I were just on that road Saturday we went to visit her Family and get the camper ready for the Lake Lot... what a mess and glad we missed all this...
rfenst Offline
#311 Posted: Wed, May 3 2023, 6:55 AM EST
Joined: 06-23-2007
Posts: 39,368
Good morning!

85F/59F.

Going to the lap pool, then finishing up on some household business all day.

Landscaper only put down like 1" of mulch in the front yard beds and that is not quite enough. Picked up four bags of pine bark mulch and will probably spread it out to make the beds look better, cut down on weeds and hold moisture.

Planning a 40 year reunion of my fraternity pledge class (Fall '83). Haven't seen some of the guys in like 40 years!!!
Ram27 Offline
#312 Posted: Wed, May 3 2023, 7:12 AM EST
Joined: 04-30-2005
Posts: 49,056
Happy Hump Day danm & all you posters. ram27bat
Cheno Offline
#313 Posted: Wed, May 3 2023, 7:34 AM EST
Joined: 06-06-2019
Posts: 1,994
Easy work day today, then taking the oldest to soccer tryouts for next season. Have a good day!
deadeyedick Offline
#314 Posted: Wed, May 3 2023, 7:44 AM EST
Joined: 03-13-2003
Posts: 17,124
HHD morning folks. Iffn the sun comes up in the east I'll be out for a walk.
Gene363 Offline
#315 Posted: Wed, May 3 2023, 7:56 AM EST
Joined: 01-24-2003
Posts: 30,844
Good Wednesday Morning to All! Coffee up and heading to the range for some needed group therapy.
HockeyDad Offline
#316 Posted: Wed, May 3 2023, 10:20 AM EST
Joined: 09-20-2000
Posts: 46,164
75 heading to 86.

Daughter heading back to NYC after a week break.
JGRAZ Offline
#317 Posted: Wed, May 3 2023, 11:00 AM EST
Joined: 10-31-2022
Posts: 763
Overcast and cool
Jersey sucks as usual
DrafterX Offline
#318 Posted: Wed, May 3 2023, 11:15 AM EST
Joined: 10-18-2005
Posts: 98,564
Hot links... chips... Mellow
Ram27 Offline
#319 Posted: Wed, May 3 2023, 3:20 PM EST
Joined: 04-30-2005
Posts: 49,056
Hello 🤠
rfenst Offline
#320 Posted: Wed, May 3 2023, 3:27 PM EST
Joined: 06-23-2007
Posts: 39,368
Ram27 wrote:
Hello 🤠

Well hello, RAM!
Ram27 Offline
#321 Posted: Wed, May 3 2023, 3:32 PM EST
Joined: 04-30-2005
Posts: 49,056
Hey Robert.
MACS Offline
#322 Posted: Wed, May 3 2023, 4:22 PM EST
Joined: 02-26-2004
Posts: 79,833
Busy today doing errands and stuff. Didn't eat a damn thing until 1:30pm... so I figured I deserved Chik-fil-A.

Sammich, fries and a strawberry milkshake. Mmmmm-Mmm good.

Then I did some yard work while the fitbit was charging, so while I did get the exercise, I get no credit for it. d'oh!
8trackdisco Offline
#323 Posted: Wed, May 3 2023, 4:31 PM EST
Joined: 11-06-2004
Posts: 60,096
rfenst wrote:
My son will be in school for two more years so I am still paying for his car, auto insurance and phone north of $400/month.
Brick wall


……. Boy, what kind of pics does he have of you and what were you doing in those pics?
rfenst Offline
#324 Posted: Wed, May 3 2023, 5:33 PM EST
Joined: 06-23-2007
Posts: 39,368
MACS wrote:
Busy today doing errands and stuff. Didn't eat a damn thing until 1:30pm... so I figured I deserved Chik-fil-A.

Sammich, fries and a strawberry milkshake. Mmmmm-Mmm good.

Then I did some yard work while the fitbit was charging, so while I did get the exercise, I get no credit for it. d'oh!

Are the peach milkshakes out yet this year?
MACS Offline
#325 Posted: Wed, May 3 2023, 6:00 PM EST
Joined: 02-26-2004
Posts: 79,833
rfenst wrote:
Are the peach milkshakes out yet this year?


Don't see 'em on the menu yet... but them's is good!
rfenst Offline
#326 Posted: Wed, May 3 2023, 6:42 PM EST
Joined: 06-23-2007
Posts: 39,368
MACS wrote:
Don't see 'em on the menu yet... but them's is good!

Well, peaches really start coming to market over the next 4 weeks so I suspect it will be within that time-frame.
rfenst Offline
#327 Posted: Wed, May 3 2023, 6:53 PM EST
Joined: 06-23-2007
Posts: 39,368
8trackdisco wrote:
……. Boy, what kind of pics does he have of you and what were you doing in those pics?

He's "shooting for the stars."
It is just a "mere booster rocket" added to his "main engine" investing in himself.
He has an excellent job this summer and should have the money- at least this summer- to pay for a few months.
I cannot not help him get to where he wants/needs to be.
After all, he is my son!
Ram27 Offline
#328 Posted: Wed, May 3 2023, 7:12 PM EST
Joined: 04-30-2005
Posts: 49,056
I call it being a caring father!
Well done Robert. Applause
8trackdisco Offline
#329 Posted: Wed, May 3 2023, 7:21 PM EST
Joined: 11-06-2004
Posts: 60,096
#327 and #328.

Guess I'm, just a cchity dad.

Thanks for pointing that out.

(Sigh-) Registered trademark of Bloody Spaniard.
8trackdisco Offline
#330 Posted: Wed, May 3 2023, 7:27 PM EST
Joined: 11-06-2004
Posts: 60,096
Cigar and drink with a friend outside this afternoon in the 57 degree heat.

Cable company called which led to a team onsite to bury the cable- within five hours (has to be a record for a cable company).

Dog got walked. Bicycle tires pumped up for the season. Got a movie in.

Going to revive my fandom from the early 1980s. Go Sixers!
izonfire Offline
#331 Posted: Wed, May 3 2023, 9:36 PM EST
Joined: 12-09-2013
Posts: 8,658
8trackdisco wrote:
#327 qnd #328.

Guess I'm, just a cchity dad.

Thanks for pointing that out.

(Sigh-) Registered trademark of Bloody Spaniard.

Well, ya didn’t have him aborted, so ya ain’t that bad…
Palama Offline
#332 Posted: Wed, May 3 2023, 10:19 PM EST
Joined: 02-05-2013
Posts: 23,735
rfenst wrote:
Are the peach milkshakes out yet this year?


Purdy sure I haven’t ever had a peach milkshake. Might gotta make one this summer.
Sunoverbeach Offline
#333 Posted: Thu, May 4 2023, 5:24 AM EST
Joined: 08-11-2017
Posts: 14,675
Morning, peoples. It doesn't feel like it's Thur already, but turns out perception is not reality after all
deadeyedick Offline
#334 Posted: Thu, May 4 2023, 6:34 AM EST
Joined: 03-13-2003
Posts: 17,124
Welcome to quatro de Mayo Ram, Suno, danm and youse varmints. On my dos cup of coffee before my cinco walk.
DrafterX Offline
#335 Posted: Thu, May 4 2023, 6:56 AM EST
Joined: 10-18-2005
Posts: 98,564
I heard cinco damayo was on May 5th this year... Mellow
Ram27 Offline
#336 Posted: Thu, May 4 2023, 7:11 AM EST
Joined: 04-30-2005
Posts: 49,056
MAY THE FOURTH BE WITH YOU .
Ram27 Offline
#337 Posted: Thu, May 4 2023, 7:12 AM EST
Joined: 04-30-2005
Posts: 49,056
Good morning gang. Herfing
DrafterX Offline
#338 Posted: Thu, May 4 2023, 7:30 AM EST
Joined: 10-18-2005
Posts: 98,564
Ram27 wrote:
MAY THE FOURTH BE WITH YOU .



All day... Mellow
MACS Offline
#339 Posted: Thu, May 4 2023, 8:14 AM EST
Joined: 02-26-2004
Posts: 79,833
8trackdisco wrote:
#327 and #328.

Guess I'm, just a cchity dad.

Thanks for pointing that out.

(Sigh-) Registered trademark of Bloody Spaniard.


No, sir. I believe there is merit in a variety of ways to raise our children. We can teach life lessons in different ways.

When my son got himself into debt, I paid it off for him (to save exorbitant interest) but made him pay me back (most of it, interest free) so he learned a lesson.

A) Dad is here to help
B) Nothing is free
C) You incurred the debt... you pay it.
MACS Offline
#340 Posted: Thu, May 4 2023, 8:16 AM EST
Joined: 02-26-2004
Posts: 79,833
No on the Sixers, Mr. 8track... Celtics fan, here. Helloooooo.

Wife's friend bought me a sampler pack of hot sauces. Probably 15 or so in small bottles. Put the Carolina Reaper sauce in my scrambled eggs... lets see how this plays out.
DrafterX Offline
#341 Posted: Thu, May 4 2023, 8:23 AM EST
Joined: 10-18-2005
Posts: 98,564
Don't fear da reaper.. Mellow
Gene363 Offline
#342 Posted: Thu, May 4 2023, 10:29 AM EST
Joined: 01-24-2003
Posts: 30,844
Good Thursday Morning to All! It's 65° on the way to 77° today.
Stogie1020 Offline
#343 Posted: Thu, May 4 2023, 12:24 PM EST
Joined: 12-19-2019
Posts: 5,375
RIP MACS...
MACS Offline
#344 Posted: Thu, May 4 2023, 12:30 PM EST
Joined: 02-26-2004
Posts: 79,833
Did my good deed for the day. JSO (Jacksonville Sheriff's Office) all get take home cars. Name and ID number decals on the cars. Kinda cool...

Anyway, 2 of them parked at a house in my neighborhood. Pretty sure they're working night shift because the cars are always there on the morning walks. Grass edges were growing over onto the sidewalk so I went over with my edger, trimmer and blower and cleaned it all up. Cordless, so not that loud... grass didn't really need mowing.

Bagged up the big stuff and blew all the dirt and small stuff into the grass to fertilize. Looks nice and neat now. Beer
MACS Offline
#345 Posted: Thu, May 4 2023, 12:30 PM EST
Joined: 02-26-2004
Posts: 79,833
Stogie1020 wrote:
RIP MACS...


I'm good... apparently I used just the right amount.
Stogie1020 Offline
#346 Posted: Thu, May 4 2023, 12:35 PM EST
Joined: 12-19-2019
Posts: 5,375
MACS wrote:
I'm good... apparently I used just the right amount.

well, this is awkward... We already had a lottery to split up your CC collection.
MACS Offline
#347 Posted: Thu, May 4 2023, 4:14 PM EST
Joined: 02-26-2004
Posts: 79,833
Stogie1020 wrote:
well, this is awkward... We already had a lottery to split up your CC collection.


Sorry, bruddah... that collection is nothing to envy right now. Have you seen the prices for them? Triple what we were paying before 2020. Covid and Ian have devastated Cuba's cigar industry.

I ain't paying those prices. I'll smoke what I got and keep buying the NC's I enjoy.
rfenst Offline
#348 Posted: Thu, May 4 2023, 5:00 PM EST
Joined: 06-23-2007
Posts: 39,368
MACS wrote:
No, sir. I believe there is merit in a variety of ways to raise our children. We can teach life lessons in different ways.

When my son got himself into debt, I paid it off for him (to save exorbitant interest) but made him pay me back (most of it, interest free) so he learned a lesson.

A) Dad is here to help
B) Nothing is free
C) You incurred the debt... you pay it.

Yes, with loving attention and warranted generosity like you showed.
rfenst Offline
#349 Posted: Thu, May 4 2023, 5:02 PM EST
Joined: 06-23-2007
Posts: 39,368
MACS wrote:
Did my good deed for the day. JSO (Jacksonville Sheriff's Office) all get take home cars. Name and ID number decals on the cars. Kinda cool...

Anyway, 2 of them parked at a house in my neighborhood. Pretty sure they're working night shift because the cars are always there on the morning walks. Grass edges were growing over onto the sidewalk so I went over with my edger, trimmer and blower and cleaned it all up. Cordless, so not that loud... grass didn't really need mowing.

Bagged up the big stuff and blew all the dirt and small stuff into the grass to fertilize. Looks nice and neat now. Beer

You can visit me and my house any time you want to!
rfenst Offline
#350 Posted: Thu, May 4 2023, 5:04 PM EST
Joined: 06-23-2007
Posts: 39,368
MACS wrote:
Sorry, bruddah... that collection is nothing to envy right now. Have you seen the prices for them? Triple what we were paying before 2020. Covid and Ian have devastated Cuba's cigar industry.

I ain't paying those prices. I'll smoke what I got and keep buying the NC's I enjoy.

Same here.
Just got to find domestics I like given my spoiled pallet Pray
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