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MACS Offline
#101 Posted: Tue, Apr 25 2023, 8:49 AM EST
Joined: 02-26-2004
Posts: 79,979
HockeyDad wrote:
I’ve run the numbers on buying a boat many times and the answer always come out: just charter one. Comes with a captain, a deckhand, and no maintenance.


I honestly enjoyed having my boat. I bought a cheap, new one. Didn't find it to be excessively expensive.

I will say, though... the older I get the nicer it is to have someone else doing all the work, driving, cleaning the boat, etc... I just catch fish. Hell, over here they even clean the darn things for you for free!
RiverRatRuss Offline
#102 Posted: Tue, Apr 25 2023, 9:05 AM EST
Joined: 09-02-2022
Posts: 1,035
Mornin Ya'll High of 65 today and sunny... Mowning day!!! Momma said we can mow all the lawns today!!! Yee Haa... I'm going to put her in the saddle of our newest mower 2015 Polen Pro 26hp 46" monster of a mower, guy sold it to me for $200 bucks because he got his taxes back and it has a safety set up that you have to shut the PTO/Blades off to go in reverse? (ill figure out how to bypass that) but for now it mowes great!!! the previous owner, more money then brains... said he's heading out to get him a newer zero turn!!! I told him to keep my number in case he wants to sell that one next tax season??? Herfing
RiverRatRuss Offline
#103 Posted: Tue, Apr 25 2023, 9:10 AM EST
Joined: 09-02-2022
Posts: 1,035
MACS wrote:
I honestly enjoyed having my boat. I bought a cheap, new one. Didn't find it to be excessively expensive.

I will say, though... the older I get the nicer it is to have someone else doing all the work, driving, cleaning the boat, etc... I just catch fish. Hell, over here they even clean the darn things for you for free!


My Neph lives in St. Pete, he bought a Kayak and fishes the inlets, paddling all over down in his area, loades it in his Van, pulls into a public area, unloads, fishes all day... he gets a work out paddling and same time ties into some pretty good fishing holes... a month or so back he hooked a shark bigger then his Kayak.. said he kept it hooked long enough to let it pull him closer to his vehicle... less paddling he says!!! Herfing
MACS Offline
#104 Posted: Tue, Apr 25 2023, 9:53 AM EST
Joined: 02-26-2004
Posts: 79,979
In this area, when the tide is going in or out, some of those inlets look like fkn rapids. I'll pass on the kayak.
HockeyDad Offline
#105 Posted: Tue, Apr 25 2023, 10:06 AM EST
Joined: 09-20-2000
Posts: 46,248
MACS wrote:
I honestly enjoyed having my boat. I bought a cheap, new one. Didn't find it to be excessively expensive.

I will say, though... the older I get the nicer it is to have someone else doing all the work, driving, cleaning the boat, etc... I just catch fish. Hell, over here they even clean the darn things for you for free!


The problem I got into is I want 23’ or more so it can run offshore. Twin engines. Weather radar. Real quickly it starts heading towards $140k. Now I gotta store it. More money.

Screw it. I just charter 6-packs as private charters. Tampa, Cabo, Honolulu, Cancun…. Last time was Bodega Bay. We limited on California King Salmon. That was a bucket list trip. Saw tons of whales also. Had so much salmon we fed 3 neighboring houses! Next up….Port Canaveral.

A small boat just for inshore running around the Indian River and Banana River could be interesting.
DrMaddVibe Offline
#106 Posted: Tue, Apr 25 2023, 11:19 AM EST
Joined: 10-21-2000
Posts: 55,691
HockeyDad wrote:
A small boat just for inshore running around the Indian River and Banana River could be interesting.



There are so many little islands with state park signs and inground grills to make it a fun daytrip!
DrafterX Offline
#107 Posted: Tue, Apr 25 2023, 12:22 PM EST
Joined: 10-18-2005
Posts: 98,629
Cheeseburger French fries... Mellow
Ram27 Offline
#108 Posted: Tue, Apr 25 2023, 2:44 PM EST
Joined: 04-30-2005
Posts: 49,111
Howdy Dowdy peeps. Herfing
Cheno Offline
#109 Posted: Tue, Apr 25 2023, 3:39 PM EST
Joined: 06-06-2019
Posts: 2,042
Stomach has left our house finally. The last few days have been crappy (pun intended)
MACS Offline
#110 Posted: Tue, Apr 25 2023, 4:31 PM EST
Joined: 02-26-2004
Posts: 79,979
HockeyDad wrote:
The problem I got into is I want 23’ or more so it can run offshore. Twin engines. Weather radar. Real quickly it starts heading towards $140k. Now I gotta store it. More money.

Screw it. I just charter 6-packs as private charters. Tampa, Cabo, Honolulu, Cancun…. Last time was Bodega Bay. We limited on California King Salmon. That was a bucket list trip. Saw tons of whales also. Had so much salmon we fed 3 neighboring houses! Next up….Port Canaveral.

A small boat just for inshore running around the Indian River and Banana River could be interesting.


For a 6-pack charter, if the price is right... I'd be up for that.
Palama Offline
#111 Posted: Tue, Apr 25 2023, 6:56 PM EST
Joined: 02-05-2013
Posts: 23,906
Cheno wrote:
Stomach has left our house finally. The last few days have been crappy (pun intended)


Just in time to celebrate your birfday tomorrow! Applause
8trackdisco Offline
#112 Posted: Tue, Apr 25 2023, 7:34 PM EST
Joined: 11-06-2004
Posts: 60,119
rfenst wrote:
When are you getting out of there? Are your parents anchoring you?


It is all we have known. The nine months of cold weather is THE downside. People here are the heart of Midwest Nice.
No earthquakes or hurricanes. Comparably less crime and a better overall quality of life.

Makes us appreciate warm weather vacations.
8trackdisco Offline
#113 Posted: Tue, Apr 25 2023, 7:38 PM EST
Joined: 11-06-2004
Posts: 60,119
Gene363 wrote:
If it flies, flirts, or floats, rent it.



😎
danmdevries Offline
#114 Posted: Tue, Apr 25 2023, 7:42 PM EST
Joined: 02-11-2014
Posts: 17,600
Drove an hour round trip to look at a truck. Dealer south of my parents has 3 2022 Silverados with hefty discounts and 0%apr for 48mo. The one I liked was 7500 off msrp but I couldn't pull the trigger on an $800/mo payment. 0% expires may1 so I'll be missing out on this one.

Still on the fence between used and new. Prices are finally coming down to more manageable numbers but used finance rates are insane and over the course of the loan the $36k truck ends up costing the same as that $45k truck at 0% (and add in several k for the inevitable trans blowing). Sales guys always pushing monthly payments but I don't care if you can get my payment to $600/mo if I need to pay that for 7 years I'm paying more overall.

Gonna cash in a big chunk of PTO to get my down payment a lot fatter. Also cut my retirement withholding down to the match rate and stopped roth contributions.
Ram27 Offline
#115 Posted: Tue, Apr 25 2023, 9:20 PM EST
Joined: 04-30-2005
Posts: 49,111
Stay the course danm stay the course! Don't weaken. Think

Their will be more deals.
Sunoverbeach Offline
#116 Posted: Wed, Apr 26 2023, 5:40 AM EST
Joined: 08-11-2017
Posts: 14,799
Been a while since we had some good tyranny blowing tales. I'm looking forward to this purchase

Morning, humpers
8trackdisco Offline
#117 Posted: Wed, Apr 26 2023, 6:36 AM EST
Joined: 11-06-2004
Posts: 60,119
We start the day above freezing (34). It’s the little things that matter. 51 is the forecasted high.
Should be mostly sunny and little wind for an hour mid morning, which will be Kuba Time.
Then we go onto parent stuff.

Pleasant day to all.
deadeyedick Offline
#118 Posted: Wed, Apr 26 2023, 7:17 AM EST
Joined: 03-13-2003
Posts: 17,200
May the parent stuff go well. Pray

68/88 today and sunny. Predicting our first 100 degree day could be this weekend.
Ram27 Offline
#119 Posted: Wed, Apr 26 2023, 7:35 AM EST
Joined: 04-30-2005
Posts: 49,111
Happy Hump Day greetings danm, and all. RollEyes
DrafterX Offline
#120 Posted: Wed, Apr 26 2023, 7:36 AM EST
Joined: 10-18-2005
Posts: 98,629
Cool Dudes....
DrafterX Offline
#121 Posted: Wed, Apr 26 2023, 7:37 AM EST
Joined: 10-18-2005
Posts: 98,629
Ram27 wrote:
Happy Hump Day greetings danm, and all. RollEyes



Think
Ram27 Offline
#122 Posted: Wed, Apr 26 2023, 7:37 AM EST
Joined: 04-30-2005
Posts: 49,111
X Herfing
DrafterX Offline
#123 Posted: Wed, Apr 26 2023, 7:38 AM EST
Joined: 10-18-2005
Posts: 98,629
Ram..!! Laugh
danmdevries Offline
#124 Posted: Wed, Apr 26 2023, 7:52 AM EST
Joined: 02-11-2014
Posts: 17,600
HHD Ram n dudes.

Back to work.
RiverRatRuss Offline
#125 Posted: Wed, Apr 26 2023, 7:52 AM EST
Joined: 09-02-2022
Posts: 1,035
Mornin Ya'll High of 63 an Sunny... Herfing


Anyone know how these COVID19 relief funds can be used for city's or municipalities? Like can they be used to purchase properties and clean them up and resale the land in silent biddings?Think
MACS Offline
#126 Posted: Wed, Apr 26 2023, 8:52 AM EST
Joined: 02-26-2004
Posts: 79,979
Mornin' dudes... coffeed up, dog walked... chillin'... need to think about what's for breakfast and stuff.
Cheno Offline
#127 Posted: Wed, Apr 26 2023, 8:54 AM EST
Joined: 06-06-2019
Posts: 2,042
Morning y'all.
MACS Offline
#128 Posted: Wed, Apr 26 2023, 9:38 AM EST
Joined: 02-26-2004
Posts: 79,979
Is there much of a difference between the i5 and i7 intel chips?
Ram27 Offline
#129 Posted: Wed, Apr 26 2023, 9:53 AM EST
Joined: 04-30-2005
Posts: 49,111
MACS wrote:
Is there much of a difference between the i5 and i7 intel chips?


Yes a difference of 2. Think




Sarcasm
HockeyDad Offline
#130 Posted: Wed, Apr 26 2023, 10:12 AM EST
Joined: 09-20-2000
Posts: 46,248
MACS wrote:
Is there much of a difference between the i5 and i7 intel chips?


I7 is better for graphics. I5 is fine for most things.

I’ve got three I5s and one I7 on my desk. The I5s are work computers.
tonygraz Offline
#131 Posted: Wed, Apr 26 2023, 10:13 AM EST
Joined: 08-11-2008
Posts: 20,352
And it is probably a bit better (the i7).
tonygraz Offline
#132 Posted: Wed, Apr 26 2023, 10:14 AM EST
Joined: 08-11-2008
Posts: 20,352
HockeyDad wrote:
I7 is better for graphics. I5 is fine for most things.

I’ve got three I5s and one I7 on my desk. The I5s are work computers.


Should we assume the i7 is for graphic porn ?
HockeyDad Offline
#133 Posted: Wed, Apr 26 2023, 10:24 AM EST
Joined: 09-20-2000
Posts: 46,248
tonygraz wrote:
Should we assume the i7 is for graphic porn ?


Nope. It would be good for gaming if I had time for that chit. I totally overbought because I got a good deal at Costco but it should last a long time as a result.
Huzza3045 Offline
#134 Posted: Wed, Apr 26 2023, 10:28 AM EST
Joined: 11-07-2022
Posts: 600
MACS wrote:
Is there much of a difference between the i5 and i7 intel chips?


It actually depends more on the numbers next to the I5 and I7 than the generation themselves. For example an I5 12600k is about 20%-30% more powerful than a I7 9700k.

Although, you only need good CPUs if you do a lot of programming, gaming, or statistics. It just depends on what you need the computer for.
frankj1 Offline
#135 Posted: Wed, Apr 26 2023, 11:03 AM EST
Joined: 02-08-2007
Posts: 44,296
Huzza3045 wrote:
It actually depends more on the numbers next to the I5 and I7 than the generation themselves. For example an I5 12600k is about 20%-30% more powerful than a I7 9700k.

Although, you only need good CPUs if you do a lot of programming, gaming, or statistics. It just depends on what you need the computer for.

I use it as a paperweight
Stogie1020 Offline
#136 Posted: Wed, Apr 26 2023, 11:06 AM EST
Joined: 12-19-2019
Posts: 5,443
MACS, I have i5, i7 and i9. Unless you are doing hard core computational stuff, the i5 is a workhorse at the right price point (Huzza makes a good point about the clock speeds). Are you planning on doing any autocad, working with giant spreadsheets (100-500MB) or video editing? If not, i5 will be more than fine. No need to spend extra coin on a processor you don't need. Spend the difference on a good video card if you plan to play some games. Also, because you asked in that PM you sent, the i5 will be fine for the virtual reality porn stuff. ThumpUp
BuckyB93 Offline
#137 Posted: Wed, Apr 26 2023, 11:11 AM EST
Joined: 07-16-2004
Posts: 14,263
Pretty much anything you buy today, the average user won't tax the processor (surf the web, e-mail, word processing, spread sheets, home finance, etc...). I like to maximize RAM. 4 GB RAM is sufficient for most average needs, I like to have 8 GB.

Just bought an inexpensive Dell Dell Latitude 7490: Intel i5-8350U, 16GB DDR4, 256GB Solid State Drive for some simple CAD work. I installed Solid Edge on it and it works just fine.

Granted the CAD stuff I'll be doing to play with at home is pretty basic and the Latitude should be sufficient for making simple 3D models and designs of furniture. If I needed to run some higher level stuff like stress analysis and simulations it would probably be laggy and choke but for making simple design models at home it's fine.

Work will provide me with a machine that's more supped up to use AutoDesk Inventor for molding simulations, stress analysis stuff, and animations.

If doing heavy graphics intensive stuff (serious CAD, Photoshop, video editing, gaming), you should have a separate the video card. The video card will have it's own processor to handle the graphics stuff rather than a machine where the video part is shared as part of the CPU.

Edit: what Stogie said (was typing my reply and was late to the party before Stogie posted)
deadeyedick Offline
#138 Posted: Wed, Apr 26 2023, 11:21 AM EST
Joined: 03-13-2003
Posts: 17,200
Hey Bucky the first thing you should do at the new job is add a longevity test the those plastic chairs your firm makes. They last one summer in the sun and fall apart. I see them on the curb waiting for the bulk pickup everywhere.
BuckyB93 Offline
#139 Posted: Wed, Apr 26 2023, 11:31 AM EST
Joined: 07-16-2004
Posts: 14,263
Part of the problem is UV light degrades plastic and leading to some brittleness. Other part is fat asses sitting on them and leaning back. Third part, when you break them, you buy another (steady stream of revenue)
deadeyedick Offline
#140 Posted: Wed, Apr 26 2023, 12:05 PM EST
Joined: 03-13-2003
Posts: 17,200
You can't change our march to fat asses and you damn sure better not screw with the revenue stream. Not talking
8trackdisco Offline
#141 Posted: Wed, Apr 26 2023, 12:12 PM EST
Joined: 11-06-2004
Posts: 60,119
deadeyedick wrote:
May the parent stuff go well. Pray


Two new turns this morning, neither of them positive.
Guess we are being blessed in a different fashion than we were hoping for.
8trackdisco Offline
#142 Posted: Wed, Apr 26 2023, 12:20 PM EST
Joined: 11-06-2004
Posts: 60,119
Wonder how many dyslexics die every year when nobody answers their 191 calls?
MACS Offline
#143 Posted: Wed, Apr 26 2023, 12:53 PM EST
Joined: 02-26-2004
Posts: 79,979
Stogie1020 wrote:
MACS, I have i5, i7 and i9. Unless you are doing hard core computational stuff, the i5 is a workhorse at the right price point (Huzza makes a good point about the clock speeds). Are you planning on doing any autocad, working with giant spreadsheets (100-500MB) or video editing? If not, i5 will be more than fine. No need to spend extra coin on a processor you don't need. Spend the difference on a good video card if you plan to play some games. Also, because you asked in that PM you sent, the i5 will be fine for the virtual reality porn stuff. ThumpUp



Never heard of it... but good to know. Anxious
Gene363 Offline
#144 Posted: Wed, Apr 26 2023, 12:54 PM EST
Joined: 01-24-2003
Posts: 30,912
8trackdisco wrote:
Wonder how many dyslexics die every year when nobody answers their 191 calls?


Dyslexics of the World untie!
Gene363 Offline
#145 Posted: Wed, Apr 26 2023, 12:55 PM EST
Joined: 01-24-2003
Posts: 30,912
Good Wednesday Afternoon to All!
rfenst Offline
#146 Posted: Wed, Apr 26 2023, 1:23 PM EST
Joined: 06-23-2007
Posts: 39,548
danmdevries wrote:
. Also cut my retirement withholding down to the match rate and stopped roth contributions.

WTF? Nobody ever retired wit too much money.
You are trading an appreciating asset (retirement investment) for a depreciating asset (vehicle).
No bueno IMNSHO.
Palama Offline
#147 Posted: Wed, Apr 26 2023, 2:07 PM EST
Joined: 02-05-2013
Posts: 23,906
rfenst wrote:
WTF? Nobody ever retired wit too much money.
You are trading an appreciating asset (retirement investment) for a depreciating asset (vehicle).
No bueno IMNSHO.


I had similar thoughts but didn’t know how to eloquently verbalize it.

Thank you Robert! ThumpUp
MACS Offline
#148 Posted: Wed, Apr 26 2023, 3:03 PM EST
Joined: 02-26-2004
Posts: 79,979
Wife and I are going out to dinner with our friends this evening. Texas de Brazil is the name of the place. Similar to Fogo de Chao, but about $6 per person cheaper and our friends like it better.

I dunno... I'd happily pay the extra $6 a person for that candied bacon at Fogo de Chao. Drool

Anyway... prolly gonna eat way too much.
HockeyDad Offline
#149 Posted: Wed, Apr 26 2023, 3:32 PM EST
Joined: 09-20-2000
Posts: 46,248
MACS wrote:
Wife and I are going out to dinner with our friends this evening. Texas de Brazil is the name of the place. Similar to Fogo de Chao, but about $6 per person cheaper and our friends like it better.

I dunno... I'd happily pay the extra $6 a person for that candied bacon at Fogo de Chao. Drool

Anyway... prolly gonna eat way too much.


It is very good. Make sure you’re hungry.
DrafterX Offline
#150 Posted: Wed, Apr 26 2023, 3:40 PM EST
Joined: 10-18-2005
Posts: 98,629
6 bucks cheaper = more beers.. Beer
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